The parts of Medicare and how they work.
How and when to enroll to avoid penalties!
The exposures of Original Medicare's coverage
How to protect yourself from medical costs that are not covered by Medicare
The differences between Supplement and Advantage plans and how to decide what is best for you
The do's and don'ts of choosing Part D drug plans
How to sign up for a free phone consultation with Johnny!
"I was overwhelmed with information and solicitations. Everyone seemed to have their own ideas about what was best for me. Johnny was the only one who explained all my options, answered all my questions so that I understood what I was getting. I also understood why my decision was the best plan for me. I am so glad I met Johnny. He an answer to prayer. Thank you, Johnny!"
"Johnny was the second agent I used to find the right product for me. The first agent was fast talking, minimized my questions and curiosity and made me feel pressured to sign up for the plan they felt was best. With Johnny, I was able to get all my questions answered and never felt pressured. I picked a plan that I feel is perfect for me. I am amazed that I went from knowing nothing to being very knowledgeable in a short period of time. I highly recommend Johnny to anyone turning 65 and having to make this important decision."
"I learned so much in Johnny's webinar. I had a few questions which he answered in our appointment. Before the webinar I had read (or tried to read) the Medicare and You booklet and was totally confused. Johnny is a great teacher and learning this information was easy.
After his webinar and our appointment, I knew all I needed to make my Medicare decisions. Johnny really did make this complicated topic simple."

Johnny has been in the financial security industry for 33 years. He is a Certified Financial Planner, CPA,
Chartered Life Underwriter, Chartered Financial Consultant, Certified in Long-term Care, and a Retirement Income Certified Professional. Johnny is a lifelong learner and loves to make complicated financial concepts understandable and simple.
Johnny is a gifted teacher and patient to a fault. He is blessed to be in a business where he can be of service to several people a day.
Bringing clarity and confidence to important financial decisions.